It will take a team approach with all of us doing our part as educated consumers to manage health care costs and ensure great care is available and affordable now and in the future.
The health care choices you make affect your cost now and in the future. Use the Emergency Room (ER) only for emergencies. For non-emergent care, use lower cost, convenient care options (i.e., Primary Care Provider (PCP), 24/7 Nurse Line, Telemedicine and Urgent Care). Have your lab and imaging services completed at non-hospital affiliated freestanding facilities. Fill your prescriptions with generics. Manage chronic diseases.
Choosing the right insurance plan that meets the needs of you and your family, understanding covered benefits, plan design, network providers, commonly used terms, comparing costs and making informed decisions, are all part of being a wise health care consumer. In this section, you can access glossaries with common medical terms, benefit program materials and information on finding providers and online care cost estimators.
Most preventive care is covered at 100% (no charge). Preventing disease and identifying disease early, if it occurs, are important. Vaccinations, screenings, check-ups and routine physicals are all essential to good health. And the better your health, the lower your health care costs are likely to be.
A lifestyle based on good choices and healthy behaviors maximizes your quality of life. Take advantage of covered wellness benefits and helpful tools and resources to help you lose weight, increase physical activity, eat better, manage stress, quit tobacco use, get more sleep and have a healthy pregnancy.
Managing a chronic disease involves taking responsibility for understanding how to care for yourself and how to take steps toward improvement. Take advantage of covered benefits and helpful tools and resources for conditions like asthma, cancer, COPD, heart disease, diabetes, high blood pressure, high cholesterol, mental health-related conditions and musculoskeletal pain.