Savings Opportunities for HMO and PPO Members (as of July 1, 2016)


  • Prior to July 1, 2016: HMO - $25 copay and PPO - $30 copay; Effective July 1, 2016: HMO - $15 copay and PPO - $20 copay
    • For less serious, non-life threatening situations (i.e., Minor accidents like burns, cuts, strains and sprains, or common medical problems like the flu, colds, earaches, sore throat, etc.), rather than going to the emergency room (ER) and paying a $150 copay, members are encouraged to visit an urgent care center and pay less.
    • For a listing of urgent care centers, select “Use Emergency Rooms Only for Emergencies” below under What Can I Do?, then choose the link for “Visit an Urgent Care Center.”
  • This is a $35 savings to you!
  • For a listing of freestanding imaging facilities, select “Get Your Imaging Services at Freestanding Outpatient Centers” below under What Can I Do?.

Save Today, Save Tomorrow

What's In It For Me? Smart shoppers do their homework before they buy. They want to know what they will pay before they walk through the door, and know they are getting the best price. Making wise health care choices can help control and reduce insurance costs for you, your family, your co-workers and the State of Delaware as a whole. See the information below to learn what the cost drivers are for the State of Delaware and what you can do to help.

Did You Know?

What Can I Do?